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Concerned About Fraud? Here's What To Do - Valley News Live - KVLY/KXJB - Fargo/Grand Forks

Concerned About Fraud? Here's What To Do

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A handful of viewers reached out to us today saying they have been hit by fraud after shopping at Target.

Duane Emmel from the Village Family Services says in this situation there was nothing customers could have done to prevent their money from being stolen. But, there are a lot of things you can do now. Most importantly check your accounts often, regardless if you suspect fraud. Monitor your credit report to see if another account has been opened in your name. If you find anything suspicious report it right away. Then be sure to freeze your accounts, so no further transactions can be made.

Emmel says 1 out of 10 people are affected by identity theft in America each year. As a precaution look into the way your credit card company and bank handle fraud.

Duane Emmel- Financial Counselor: "Once your identity is stolen, it is very difficult to repair that, it takes a long time. So the more you can do right now, in a sense to do things right away that's going to protect yourself I would highly recommend that you take action now."

He also says sometimes your personal information is sold and fraud charges don't show up for weeks. Even if your account looks okay right now, it still could be compromised. If you are a Target Red Card holder Emmel says it's a good idea to change your Target account number.

If you would like to talk with a financial advisor The Village offers a free review session. Check it out here: https://www.helpwithmoney.org/

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